Published rates. The whole platform in every plan.
You pay per transaction. Checkout, orchestration, fraud scoring, subscriptions, recovery and the dashboard are not add-ons — they are what you are paying for.
- No setup fee
- No monthly minimum on Standard
- Cancel any time
Standard
$0
Everything, priced per transaction. For teams getting to first revenue.
Cards, domestic
2.9% + $0.30
- White-label checkout, hosted or embedded
- Cards, local methods and crypto
- Radar risk scoring and review queue
- Subscriptions and usage-based billing
- Cart and failed-payment recovery
- REST API, SDKs and webhooks
Scale
Most chosen$499/month
Lower rates and routing control, once volume makes the difference worth it.
Cards, domestic
2.5% + $0.25
- Everything in Standard
- Volume tiers from $250k a month
- Bring your own acquirers and route across them
- Custom routing and failover rules
- Sub-merchant onboarding and split payments
- Priority support with a named contact
Enterprise
Custom
Interchange-plus, negotiated terms and the contract your finance team needs.
Cards, domestic
Interchange++
- Everything in Scale
- Interchange-plus card pricing
- Negotiated merchant-of-record terms
- Dedicated processing capacity
- Custom settlement and payout schedules
- Security review, DPA and uptime commitments
Rates shown are list prices for the markets above and exclude taxes where they apply. Final pricing depends on your markets, methods, volume and contract.
What each payment method costs.
A buyer pays the way their market pays, and each of those rails prices differently. These are the rates behind the plan.
Cards
Domestic
- Standard
- 2.9% + $0.30
- Scale
- 2.5% + $0.25
Cards
International
- Standard
- +1.5%
- Scale
- +1.2%
Currency conversion
Any
- Standard
- +1.0%
- Scale
- +0.8%
Pix
Brazil
- Standard
- 0.99%
- Scale
- 0.79%
Boleto
Brazil
- Standard
- $0.60
- Scale
- $0.50
MB WAY · Multibanco
Portugal
- Standard
- 1.2% + $0.12
- Scale
- 1.0% + $0.10
Bizum
Spain
- Standard
- 1.2% + $0.12
- Scale
- 1.0% + $0.10
iDEAL
Netherlands
- Standard
- $0.32
- Scale
- $0.28
BLIK
Poland
- Standard
- 1.3%
- Scale
- 1.1%
SEPA Direct Debit
Europe
- Standard
- 0.8%
- Scale
- 0.7%
ACH
United States
- Standard
- 0.8%
- Scale
- 0.7%
Crypto
Worldwide
- Standard
- 1.0%
- Scale
- 0.8%
| Method | Market | Standard | Scale |
|---|---|---|---|
| Cards | Domestic | 2.9% + $0.30 | 2.5% + $0.25 |
| Cards | International | +1.5% | +1.2% |
| Currency conversion | Any | +1.0% | +0.8% |
| Pix | Brazil | 0.99% | 0.79% |
| Boleto | Brazil | $0.60 | $0.50 |
| MB WAY · Multibanco | Portugal | 1.2% + $0.12 | 1.0% + $0.10 |
| Bizum | Spain | 1.2% + $0.12 | 1.0% + $0.10 |
| iDEAL | Netherlands | $0.32 | $0.28 |
| BLIK | Poland | 1.3% | 1.1% |
| SEPA Direct Debit | Europe | 0.8% | 0.7% |
| ACH | United States | 0.8% | 0.7% |
| Crypto | Worldwide | 1.0% | 0.8% |
Rates apply to successful payments. Declines cost nothing. Local caps apply on debit rails; talk to sales for the schedule that fits your markets and volume.
What it would cost you.
Put your own numbers in. The plans are priced differently enough that the answer is not obvious, so this works it out rather than asking you to.
Where the volume comes from
Local methods25%
Standard
Estimated monthly cost
$6.8k
Effective rate2.73%
Scale
Cheaper for this volumeEstimated monthly cost
$6.3k
Effective rate2.53%
Scale saves $496.84 / month
An estimate from list prices, not a quote. Interchange, market and volume tiers move the real number.
Or let us be the seller, and the tax stops being yours.
On top of the payment rate, we become the legal seller of record. Registration, calculation, remittance and compliant invoices in each market are our obligation, not a project on your roadmap.
+2.0%
The things not everyone needs.
Charged only when you use them, so a team that does not need identity checks is not paying for them.
Identity verification
$1.20per check
Facial match, liveness and document validation as one decision.
Advanced Radar rules
$0.02per screening
Custom rule sets beyond the scoring included in every plan.
Chargeback
$15per dispute
Refunded in full when the dispute is resolved in your favour.
Cross-border payout
1.0%on conversion
Local-currency payouts into your own market are free.
Instant payout
1.5%of the payout
Money in the account today instead of on the standard schedule.
Not an upsell.
What people ask before signing.
Is there a minimum or a setup fee?
No setup fee, and no monthly minimum on Standard. Scale is a flat monthly platform fee that buys the lower per-transaction rates; on a typical mix it pays for itself around $125k a month, and the calculator above works out the crossover for your own mix rather than making you take that number on faith.
Do I pay for failed payments?
No. Rates apply to successful payments. Declines, retries and recovery attempts cost nothing, which is the point — recovery should not be a line item that grows when your approval rate falls.
What happens to fees on a refund?
The payment fee is not returned on a refund, which is standard across the industry because the interchange behind it is not returned to us either. The chargeback fee is returned in full when you win the dispute.
Who pays the currency conversion?
You choose. Either the buyer is priced in their own currency and you settle in yours with the conversion on your side, or you price in your currency and the buyer's bank converts. The first converts better; the second costs you nothing.
How does crypto pricing work?
One percent of the payment, with the conversion to your settlement currency priced at the rate confirmed on chain. There is no separate spread and no exchange account to run.
Can I keep my own acquirer rates?
On Scale and Enterprise, yes. Route through your existing providers and keep their contracts and rates; you pay the platform fee for orchestration, reconciliation and failover rather than a second processing margin.
When can rates change?
Published rates change with 30 days' written notice. Negotiated Enterprise terms are fixed for the contract term.